Ah, greed—the “G” word! The image of a hideous, drooling monster with dollar signs for eyes, and outstretched, demanding hands comes to my mind. It is one of the deadly sins, after all. But for me, I somehow internalized that it was especially bad if you’re a girl. I got this message from an early age. Many well-meaning lectures...
Nope. But That’s How You Acquire Financial Habits! Wouldn’t it be nice if you could get something you need simply by exposure, like a cell does by osmosis? But ever try getting fit by hanging out in a gym? You walk in, wearing your gym shoes – breathe in the smell of sweat – and watch people lifting weights...
I am currently living my dream….but many, many people wake up in a cold sweat imaging themselves living the lifestyle I’ve chosen! Technically, I’m homeless, jobless, and my main hobbies are walking around and sleeping on the ground. And all of my possessions could fit in a car. Are you starting to think maybe those other people are right?...
Everyone knows the first rule of Financial Independence Retire Early (F.I.R.E.) is to take your annual spending and multiply it by 25 to get your F.I. number, right? (OK, its a bit more complicated than that…roll with me.) But what if you can’t exactly know what your spending will be in retirement? For example, what if the post-retirement life...
Deprivation For The Goal of World Travel Seeking Financial Independence is often associated with a lifestyle of deprivation and misery. It’s not entirely untrue. If you choose to seek Financial Independence, especially at an accelerated rate, you are going to have to make sacrifices. The F.I.R.E (Financial Independence Retire Early) movement often draws people seeking the speediest way to...
You will never have no problems. But, you can have better problems! So, how do you get better problems? You solve the problem in front of you, again and again and again....
Looking for a simple strategy to guide your financial choices? Here it is: Avoid getting backed into corners, actively seek options, instead. Let me explain the strategy, how it has helped me live my dreams, and can help you, too! What’s the Corner? Being in a corner means finding yourself in a situation where options are severely limited or...
This is overly reductive, I know. But for arguments’ sake, let’s assume there’s 3 reasons for being poor. Now, what can you do about it? You Spend Too Much Reigning in spending is a good way to stop being poor. Although not easy, it is almost always possible to spend less. Even small changes in spending can help, especially...
A year ago, I left my 9 to 5 job at the age of 45, without a plan to get another one. And I did it without having technically reached my retirement number. You know, the number that all the retirement calculators say you need in order to have a 100% chance of not outliving your money. Who can...
The goal isn’t to retire, the goal is to separate your money from your work. What does that mean? Let me explain. It means amassing enough wealth that the work you do does not have to pay your bills. Sounds a lot like retirement, I know….so, let’s get into the nuance. As humans, we’re wired to build, create, and...