Yes, I Watch the Markets Everyday! Long-term Investing Taboo?

There is some common advice for people investing, especially those investing for long-term goals: Do not follow the financial markets closely or look at your account values too often! The “set it and forget it” approach to investing is meant to help average investors stomach the turbulence of investing. This ensures our personal emotions and biases will not interfere...

Think of Money Like Game Pieces

When I got serious about the money game, it became apparent that I was playing the checkers version, while the successful people were playing chess. However, once I learned about all the different types of financial accounts available to me, I was able to up my game! I went from using a checking and savings account, essentially playing checkers...

CEO of Company ME: Mindset for Change

During a turbulent time – when I was broke, single and seemingly lost – I knew I had to do something to take control of the drifting ship that was my life. I did not want to die slumped over in a cubicle having never pursued my dreams! While I could write volumes of cautionary tales of what not...

Reverse Robbed in Mexico: Early Retirement Surprise!

At 45, I retired early and quit my job to go have freedom and adventure! The plan was to sell everything and go to Mexico with my partner, old fat cat, and geriatric hound dog with only what would fit in our car. When I told my friends and family about my plan, the responses generally centered around “that...

My First Roth Conversion! Who Cares?

I’ve never felt more like a true F.I.R.E. (Financial Independence Retire Early) person as when I made my first Roth conversion. What is that and why do I care? Let me nerd out on you for a few minutes about retirement accounts. I promise I will make it as interesting as possible, and explain why you should care, too....

Two Buckets, One Life: Happiness and Unhappiness in Financial Independence

Many struggle to attain financial independence thinking it is the key to unbridled happiness. After all, the freedom to escape the clutches of a job and the daily grind should naturally translate into a perpetual state of bliss, right? But alas, things are never that simple and happiness is nuanced. As someone who did leave a job, thanks to...

Office to Ocean: First Year Slow Traveling Instead of Saving

One year ago, at the age of 45, my partner and I quit our jobs and ventured off for a year of slow travel. Here’s a little about where we went, what it cost, how it went, and what I learned. The Plan Secretly squirreling away money, acquiring rental properties, downsizing and side hustling – finally the day came....

Same as Ever – Morgan Housel Certainly Writes Another Great Book

Those familiar with Morgan Housel will not be surprised that his latest book, Same as Ever: A Guide to What Never Changes, is an instant classic in the world of personal finance. His 2020 book, The Psychology of Money, has sold over 4 million copies, and he was one of MarketWatch’s 50 most influential people in finance in 2022....

Is Minimalism Cheugy Now?

Things go in cycles — the seasons, financial markets and even lifestyle trends. One trend that significantly impacted me, steering me towards financial independence and increased my overall well-being, was minimalism.  Although it may be entering a winter phase culturally, the key minimalist principles are ever green. When Minimalism was Trendy A decade or so ago, minimalism was omnipresent. Pictures of sparse...

25 Year Old Me Would Tell Me to Fuck Off

“Yeah right, old lady” she’d say with an eye roll. “Someday I’m going to have enough money to quit my job and travel full time? That is my dream, but no way that’s in the cards for me. I have two jobs right now and can’t even afford my life. Quit taunting me!” That’s how I imagine a 25...